Lucy Rudnicka
Lucy Rudnicka's latest writings
Preparing a Personal Budget
Why People Don't Like Budgeting Many people avoid personal budgeting for a couple of reasons. First of all, our lives are very full of activity and personal budgeting means an investment of time. We are not willing to spend out time on something unless we feel it's valuable to us. Absent that conviction, we will simply drag our feet or just not do it at all. Another reason is that many people believe they lack the skills to do... (posted by Lucy Rudnicka 2 years 142 days ago.)
Why People Don't Like Budgeting Many people avoid personal budgeting for a couple of reasons. First of all, our lives are very full of activity and personal budgeting means an investment of time. We are not willing to spend out time on something unless we feel it's valuable to us. Absent that conviction, we will simply drag our feet or just not do it at all. Another reason is that many people believe they lack the skills to do... (posted by Lucy Rudnicka 2 years 142 days ago.)
Financial Templates Save Time
Financial Templates as Time Savers In this day and age time is becoming more and more of a limited resource. We have managed to speed up or automate many of our daily tasks, and yet we are still often finding that there just aren't enough hours in the day to do what we are capable of getting done. Business has become more intricate, Fierce, worldwide competition has squeezed our margins so thin that we have to get more... (posted by Lucy Rudnicka 2 years 143 days ago.)
Financial Templates as Time Savers In this day and age time is becoming more and more of a limited resource. We have managed to speed up or automate many of our daily tasks, and yet we are still often finding that there just aren't enough hours in the day to do what we are capable of getting done. Business has become more intricate, Fierce, worldwide competition has squeezed our margins so thin that we have to get more... (posted by Lucy Rudnicka 2 years 143 days ago.)
How To Use The Income Statement
When it comes to running a small business, your most valuable tool is the good old monthly income statement. This is how you will see whether you made a profit for the month, or not. And you will see all the components of that profit or loss at a glance. Digging deeper into any of the main categories will allow you to become aware of the reasons behind an especially good or especially poor performance in that area during... (posted by Lucy Rudnicka 2 years 158 days ago.)
When it comes to running a small business, your most valuable tool is the good old monthly income statement. This is how you will see whether you made a profit for the month, or not. And you will see all the components of that profit or loss at a glance. Digging deeper into any of the main categories will allow you to become aware of the reasons behind an especially good or especially poor performance in that area during... (posted by Lucy Rudnicka 2 years 158 days ago.)
9 Tips For Back-to-School Deals
Don't dismiss the second-hand stores. In the last years, many quality consignment stores have appeared that offer cash or store credits in exchange for very little used clothing. Not only are these great places to get some money back for cleaning out a closet before the beginning of the school year, they are also a good place to look for bargains on designer clothing, if that is something you're after. Buy clothes that... (posted by Lucy Rudnicka 2 years 287 days ago.)
Don't dismiss the second-hand stores. In the last years, many quality consignment stores have appeared that offer cash or store credits in exchange for very little used clothing. Not only are these great places to get some money back for cleaning out a closet before the beginning of the school year, they are also a good place to look for bargains on designer clothing, if that is something you're after. Buy clothes that... (posted by Lucy Rudnicka 2 years 287 days ago.)
Betta Behavior Explained
Betta behavior always amazes me and is quite extraordinary to witness. Bettas are often aggressive towards each other, earning for themselves the designation betta splendens or splendid warrior. But what's interesting, bettas are only aggressive towards other bettas but not towards other fish. Therefore, they are pretty good candidates for community tanks. Even though they regularly display aggression, bettas are very gentle and... (posted by Lucy Rudnicka 2 years 290 days ago.)
Betta behavior always amazes me and is quite extraordinary to witness. Bettas are often aggressive towards each other, earning for themselves the designation betta splendens or splendid warrior. But what's interesting, bettas are only aggressive towards other bettas but not towards other fish. Therefore, they are pretty good candidates for community tanks. Even though they regularly display aggression, bettas are very gentle and... (posted by Lucy Rudnicka 2 years 290 days ago.)
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